South Carolina Paycheck Calculator

Estimate your South Carolina take-home pay after federal, state, and FICA taxes.

Pay type
Refine (W-4 & pre-tax)

What you take home in South Carolina comes down to where your pay lands across the state's brackets. For the 2026 annual return, South Carolina uses a two-tier structure: 1.99% on taxable income up to $30,000 and 5.21% above, after a large standard deduction ($15,000 single / $30,000 married).

Put your pay in below, hourly or salary, and you'll get your South Carolina take-home pay with federal tax, FICA, and state withholding worked out on 2026 brackets.

How South Carolina paycheck tax works

For the 2026 annual return, South Carolina uses a two-tier structure: 1.99% on taxable income up to $30,000 and 5.21% above, after a large standard deduction ($15,000 single / $30,000 married). Paycheck withholding uses a separate formula (WH-1603F) with 0%, 3%, and a 6% top rate, subtracting a $5,000 personal allowance and a standard deduction of 10% of wages (capped at $7,500). Because the 6% withholding top rate is higher than the 5.21% return rate, many South Carolinians have slightly more withheld than they owe and receive a refund.

The calculator annualizes your pay, then runs South Carolina's 2026 graduated withholding alongside federal income tax and FICA. It's a close estimate rather than an exact match: your actual paycheck can differ from your employer's payroll, which may use exact per-period tables.

Frequently asked questions

What is South Carolina's income tax rate for 2026?

On the annual return, South Carolina taxes income at 1.99% up to $30,000 and 5.21% above, after a $15,000 (single) standard deduction, a new two-tier system for 2026.

Why might I get a South Carolina refund?

Paycheck withholding uses a 6% top rate while the return tops out at 5.21%, so many workers have a bit more withheld than they owe and get a refund at tax time.

Did South Carolina's income tax change in 2026?

Yes. H.4216 replaced the old graduated brackets with a two-tier 1.99%/5.21% structure and a larger standard deduction, effective tax year 2026.

Does South Carolina have local income taxes?

No South Carolina city or county levies a wage income tax.

Source: South Carolina Dept. of Revenue, WH-1603F 2026 withholding formula and H.4216.

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