South Carolina Paycheck Calculator
Estimate your South Carolina take-home pay after federal, state, and FICA taxes.
What you take home in South Carolina comes down to where your pay lands across the state's brackets. For the 2026 annual return, South Carolina uses a two-tier structure: 1.99% on taxable income up to $30,000 and 5.21% above, after a large standard deduction ($15,000 single / $30,000 married).
Put your pay in below, hourly or salary, and you'll get your South Carolina take-home pay with federal tax, FICA, and state withholding worked out on 2026 brackets.
How South Carolina paycheck tax works
For the 2026 annual return, South Carolina uses a two-tier structure: 1.99% on taxable income up to $30,000 and 5.21% above, after a large standard deduction ($15,000 single / $30,000 married). Paycheck withholding uses a separate formula (WH-1603F) with 0%, 3%, and a 6% top rate, subtracting a $5,000 personal allowance and a standard deduction of 10% of wages (capped at $7,500). Because the 6% withholding top rate is higher than the 5.21% return rate, many South Carolinians have slightly more withheld than they owe and receive a refund.
The calculator annualizes your pay, then runs South Carolina's 2026 graduated withholding alongside federal income tax and FICA. It's a close estimate rather than an exact match: your actual paycheck can differ from your employer's payroll, which may use exact per-period tables.
Frequently asked questions
What is South Carolina's income tax rate for 2026?
On the annual return, South Carolina taxes income at 1.99% up to $30,000 and 5.21% above, after a $15,000 (single) standard deduction, a new two-tier system for 2026.
Why might I get a South Carolina refund?
Paycheck withholding uses a 6% top rate while the return tops out at 5.21%, so many workers have a bit more withheld than they owe and get a refund at tax time.
Did South Carolina's income tax change in 2026?
Yes. H.4216 replaced the old graduated brackets with a two-tier 1.99%/5.21% structure and a larger standard deduction, effective tax year 2026.
Does South Carolina have local income taxes?
No South Carolina city or county levies a wage income tax.
Source: South Carolina Dept. of Revenue, WH-1603F 2026 withholding formula and H.4216.