New Jersey Paycheck Calculator

Estimate your New Jersey take-home pay after federal, state, and FICA taxes.

Pay type
Refine (W-4 & pre-tax)

What you take home in New Jersey comes down to where your pay lands across the state's brackets. New Jersey has a progressive income tax; withholding uses official Rate Tables. Single filers use Rate Table A (about 1.5% up to 11.8%); married-joint filers use Rate Table B.

Put your pay in below, hourly or salary, and you'll get your New Jersey take-home pay with federal tax, FICA, and state withholding worked out on 2026 brackets.

How New Jersey paycheck tax works

New Jersey has a progressive income tax; withholding uses official Rate Tables. Single filers use Rate Table A (about 1.5% up to 11.8%); married-joint filers use Rate Table B. There is no standard deduction; withholding subtracts $1,000 per exemption before applying the rate table. New Jersey publishes no flat supplemental rate; bonuses are combined with regular wages or run through the rate tables.

A few other items come out of the same check. New Jersey withholds employee-paid unemployment/workforce contributions (UI/WF/SWF, 2026 wage base $44,800) and Temporary Disability and Family Leave Insurance (TDI/FLI, 2026 wage base $171,100). These fund those benefits and are not income tax.

The calculator annualizes your pay, then runs New Jersey's 2026 graduated withholding alongside federal income tax and FICA. It's a close estimate rather than an exact match: your actual paycheck can differ from your employer's payroll, which may use exact per-period tables.

Frequently asked questions

What is New Jersey's income tax rate?

New Jersey is progressive; single-filer withholding runs from about 1.5% up to 11.8% at the top under Rate Table A.

How are bonuses taxed in New Jersey?

New Jersey has no flat bonus rate. Supplemental pay is combined with regular wages or withheld via the rate tables.

What are the UI, TDI, and FLI deductions on my New Jersey paycheck?

New Jersey withholds employee unemployment/workforce contributions and Temporary Disability and Family Leave Insurance premiums. They fund those benefits and are not income tax.

Does New Jersey have local income taxes?

No New Jersey municipality levies a wage income tax on employees generally.

Source: New Jersey Division of Taxation, NJ-WT Percentage Method Rate Tables (2026).

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