Iowa Paycheck Calculator2026
Estimate your Iowa take-home pay after federal, state, and FICA taxes.
Iowa keeps its income tax simple, which makes a paycheck here easier to predict. Iowa has a flat income tax rate of 3.8% for 2026.
Enter your hourly or salary pay below and the calculator gives you your Iowa take-home pay, with federal tax, FICA, and the state's flat income tax already taken out at 2026 rates.
How Iowa paycheck tax works
Iowa has a flat income tax rate of 3.8% for 2026. Withholding subtracts a per-pay-period deduction that depends on filing status (biweekly: $500 single / $750 head of household / $1,000 married with a non-earning spouse), then applies 3.8%. Some Iowa school districts levy a surtax calculated as a percentage of state income tax.
Local tax can apply on top of the state's share. Some Iowa school districts add a surtax computed as a percentage of your state income tax; it is not included in the base state calculation.
The calculator annualizes your pay and applies Iowa's 2026 flat-rate withholding on top of federal income tax and FICA. Treat the result as a close estimate; your employer may withhold from per-period tables that differ slightly. Local city, county, or school-district taxes aren't included in this figure.
Iowa take-home pay examples (hourly and salary)
These figures assume a single filer with no pre-tax deductions at 2026 rates; the take-home dollar amount is the same whether you're paid hourly or salaried.
| Gross annual | Est. annual net | Est. monthly net | Effective tax rate |
|---|---|---|---|
| $40,000 | $33,294 | $2,775 | 16.8% |
| $50,000 | $40,949 | $3,412 | 18.1% |
| $60,000 | $48,604 | $4,050 | 19.0% |
| $75,000 | $59,237 | $4,936 | 21.0% |
| $100,000 | $75,874 | $6,323 | 24.1% |
Frequently asked questions
What is Iowa's income tax rate?
Iowa has a flat 3.8% income tax rate for 2026.
Does Iowa have local income taxes?
Some Iowa school districts levy a surtax as a percentage of your state income tax, but there are no city or county wage income taxes.
What deduction does Iowa use for withholding?
A per-pay-period deduction by filing status: biweekly it is $500 single, $750 head of household, or $1,000 for married with a non-earning spouse.
How are bonuses taxed in Iowa?
Iowa applies its flat 3.8% rate to supplemental wages.
How much is $70,000 after taxes in Iowa?
In Iowa, $70,000 a year comes out to about $55,909 a year after federal, state, and FICA taxes for a single filer with no pre-tax deductions — about $2,150.35 per biweekly paycheck.
What percentage is taken out of a Iowa paycheck?
At $60,000 a year, about 19.0% comes out of a Iowa paycheck for federal, state, and FICA taxes combined (single filer, no pre-tax deductions). The exact percentage varies with your income and filing status.
Iowa neighboring states
Compare: Minnesota, Wisconsin, Illinois, Missouri paycheck calculators.
Related calculators
Source: Iowa Dept. of Revenue, 2026 Individual Income Tax Withholding Formula.
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