Massachusetts Paycheck Calculator
Estimate your Massachusetts take-home pay after federal, state, and FICA taxes.
Massachusetts keeps its income tax simple, which makes a paycheck here easier to predict. Massachusetts has a flat income tax rate of 5% for 2026.
Enter your hourly or salary pay below and the calculator gives you your Massachusetts take-home pay, with federal tax, FICA, and the state's flat income tax already taken out at 2026 rates.
How Massachusetts paycheck tax works
Massachusetts has a flat income tax rate of 5% for 2026. Withholding subtracts $4,400 per personal exemption claimed on Form M-4 before applying the 5% rate. A 4% surtax applies to annual taxable income above $1,107,750, on top of the 5% base rate.
The calculator annualizes your pay and applies Massachusetts's 2026 flat-rate withholding on top of federal income tax and FICA. Treat the result as a close estimate; your employer may withhold from per-period tables that differ slightly.
Frequently asked questions
What is Massachusetts's income tax rate?
Massachusetts has a flat 5% income tax rate for 2026.
Does Massachusetts have a millionaire tax?
Yes. A 4% surtax applies to annual taxable income above $1,107,750 in 2026, on top of the 5% base rate.
What exemption does Massachusetts use for withholding?
$4,400 per personal exemption claimed on Form M-4, subtracted before the 5% rate.
Does Massachusetts have local income taxes?
No Massachusetts city or town levies a wage income tax.
Source: Massachusetts Dept. of Revenue, Circular M (2026).