Illinois Paycheck Calculator2026
Estimate your Illinois take-home pay after federal, state, and FICA taxes.
Illinois taxes every worker at the same flat rate, 4.95% for 2026, no matter how much you earn. There's no standard deduction, just a per-allowance exemption, which makes an Illinois paycheck one of the more predictable ones to estimate.
Enter your hourly or salary pay below and the calculator gives you your Illinois take-home pay, with federal tax, FICA, and the state's flat income tax already taken out at 2026 rates.
How Illinois paycheck tax works
Illinois has a flat income tax rate of 4.95% for 2026. Withholding uses a per-allowance exemption of $2,925 per basic (Line 1) allowance and $1,000 per additional (Line 2, age 65+/blind) allowance; there is no standard deduction. The flat 4.95% rate also applies to supplemental wages such as bonuses.
The calculator annualizes your pay and applies Illinois's 2026 flat-rate withholding on top of federal income tax and FICA. Treat the result as a close estimate; your employer may withhold from per-period tables that differ slightly.
Illinois take-home pay examples (hourly and salary)
These figures assume a single filer with no pre-tax deductions at 2026 rates; the take-home dollar amount is the same whether you're paid hourly or salaried.
| Gross annual | Est. annual net | Est. monthly net | Effective tax rate |
|---|---|---|---|
| $40,000 | $32,340 | $2,695 | 19.2% |
| $50,000 | $39,880 | $3,323 | 20.2% |
| $60,000 | $47,420 | $3,952 | 21.0% |
| $75,000 | $57,880 | $4,823 | 22.8% |
| $100,000 | $74,230 | $6,186 | 25.8% |
Frequently asked questions
What is Illinois's income tax rate?
Illinois has a flat 4.95% income tax rate for 2026.
What is the Illinois exemption allowance for 2026?
$2,925 per basic personal/dependent allowance (up from $2,850 in 2025), plus $1,000 per additional age-65+/blind allowance. Illinois has no standard deduction.
How are bonuses taxed in Illinois?
Bonuses are withheld at the same flat 4.95% rate as regular wages.
Does Illinois have local income taxes?
No Illinois municipality levies a wage income tax.
How much is $70,000 after taxes in Illinois?
In Illinois, $70,000 a year comes out to about $54,610 a year after federal, state, and FICA taxes for a single filer with no pre-tax deductions — about $2,100.39 per biweekly paycheck.
What percentage is taken out of a Illinois paycheck?
At $60,000 a year, about 21.0% comes out of a Illinois paycheck for federal, state, and FICA taxes combined (single filer, no pre-tax deductions). The exact percentage varies with your income and filing status.
Illinois neighboring states
Compare: Indiana, Kentucky, Missouri, Iowa paycheck calculators.
Related calculators
Source: Illinois Dept. of Revenue, Booklet IL-700-T (2026).
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