Rhode Island Paycheck Calculator

Estimate your Rhode Island take-home pay after federal, state, and FICA taxes.

Tax year

Pay typeSalaryHourly

Annual salary

Hourly rate

Hours / week

Overtime hrs / week

OT rate

Tip income / period

Pay frequency

Filing status

Refine (W-4 & pre-tax)

Dependents $ (W-4 Step 3)

Other income

Deductions

Multiple jobs (W-4 Step 2)

Pre-tax 401(k)

Health premium

Extra withholding (W-4 Step 4c)

What you take home in Rhode Island comes down to where your pay lands across the state's brackets. Rhode Island has a graduated income tax for 2026 with rates of 3.75%, 4.75%, and 5.99%.

Put your pay in below, hourly or salary, and you'll get your Rhode Island take-home pay with federal tax, FICA, and state withholding worked out on 2026 brackets.

How Rhode Island paycheck tax works

Rhode Island has a graduated income tax for 2026 with rates of 3.75%, 4.75%, and 5.99%. Withholding subtracts a $1,000 exemption per allowance; the exemption is eliminated once annual wages exceed $290,800. Rhode Island withholds supplemental wages such as bonuses at a flat 5.99%.

A few other items come out of the same check. Employees pay Rhode Island TDI/TCI (temporary disability / caregiver insurance) at 1.1% on the first $100,000 of wages in 2026 (a maximum of about $1,100), down from 1.3% on $89,200 in 2025. It is withheld from pay but is not income tax.

The calculator annualizes your pay, then runs Rhode Island's 2026 graduated withholding alongside federal income tax and FICA. It's a close estimate rather than an exact match: your actual paycheck can differ from your employer's payroll, which may use exact per-period tables.

Frequently asked questions

What is Rhode Island's income tax rate?

Rhode Island has a graduated income tax for 2026 with rates of 3.75%, 4.75%, and 5.99%.

What is the TDI deduction on my Rhode Island paycheck?

Rhode Island withholds a temporary disability/caregiver insurance (TDI/TCI) contribution of 1.1% on the first $100,000 of wages in 2026 (max about $1,100). It is not income tax.

How are bonuses taxed in Rhode Island?

Rhode Island withholds supplemental wages such as bonuses at a flat 5.99%.

Does Rhode Island have local income taxes?

No Rhode Island city or town levies a wage income tax.

Source: Rhode Island Division of Taxation, 2026 Employer's Income Tax Withholding Tables; RI Dept. of Labor & Training (TDI).