Rhode Island Paycheck Calculator2026
Estimate your Rhode Island take-home pay after federal, state, and FICA taxes.
What you take home in Rhode Island comes down to where your pay lands across the state's brackets. Rhode Island has a graduated income tax for 2026 with rates of 3.75%, 4.75%, and 5.99%.
Put your pay in below, hourly or salary, and you'll get your Rhode Island take-home pay with federal tax, FICA, and state withholding worked out on 2026 brackets.
How Rhode Island paycheck tax works
Rhode Island has a graduated income tax for 2026 with rates of 3.75%, 4.75%, and 5.99%. Withholding subtracts a $1,000 exemption per allowance; the exemption is eliminated once annual wages exceed $290,800. Rhode Island withholds supplemental wages such as bonuses at a flat 5.99%.
A few other items come out of the same check. Employees pay Rhode Island TDI/TCI (temporary disability / caregiver insurance) at 1.1% on the first $100,000 of wages in 2026 (a maximum of about $1,100), down from 1.3% on $89,200 in 2025. It is withheld from pay but is not income tax.
The calculator annualizes your pay, then runs Rhode Island's 2026 graduated withholding alongside federal income tax and FICA. It's a close estimate rather than an exact match: your actual paycheck can differ from your employer's payroll, which may use exact per-period tables.
Rhode Island take-home pay examples (hourly and salary)
These figures assume a single filer with no pre-tax deductions at 2026 rates; the take-home dollar amount is the same whether you're paid hourly or salaried.
| Gross annual | Est. annual net | Est. monthly net | Effective tax rate |
|---|---|---|---|
| $40,000 | $32,820 | $2,735 | 18.0% |
| $50,000 | $40,480 | $3,373 | 19.0% |
| $60,000 | $48,140 | $4,012 | 19.8% |
| $75,000 | $58,780 | $4,898 | 21.6% |
| $100,000 | $75,250 | $6,271 | 24.7% |
Frequently asked questions
What is Rhode Island's income tax rate?
Rhode Island has a graduated income tax for 2026 with rates of 3.75%, 4.75%, and 5.99%.
What is the TDI deduction on my Rhode Island paycheck?
Rhode Island withholds a temporary disability/caregiver insurance (TDI/TCI) contribution of 1.1% on the first $100,000 of wages in 2026 (max about $1,100). It is not income tax.
How are bonuses taxed in Rhode Island?
Rhode Island withholds supplemental wages such as bonuses at a flat 5.99%.
Does Rhode Island have local income taxes?
No Rhode Island city or town levies a wage income tax.
How much is $70,000 after taxes in Rhode Island?
In Rhode Island, $70,000 a year comes out to about $55,450 a year after federal, state, and FICA taxes for a single filer with no pre-tax deductions — about $2,132.70 per biweekly paycheck.
What percentage is taken out of a Rhode Island paycheck?
At $60,000 a year, about 19.8% comes out of a Rhode Island paycheck for federal, state, and FICA taxes combined (single filer, no pre-tax deductions). The exact percentage varies with your income and filing status.
Rhode Island neighboring states
Compare: Connecticut, Massachusetts paycheck calculators.
Related calculators
Source: Rhode Island Division of Taxation, 2026 Employer's Income Tax Withholding Tables; RI Dept. of Labor & Training (TDI).
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