Pennsylvania Paycheck Calculator
Estimate your Pennsylvania take-home pay after federal, state, and FICA taxes.
Pennsylvania keeps its state income tax refreshingly simple: a single flat 3.07% on your pay from the first dollar, with no standard deduction. What trips people up is local: many towns add an Earned Income Tax, and Philadelphia has its own Wage Tax, both withheld separately.
Enter your hourly or salary pay below and the calculator gives you your Pennsylvania take-home pay, with federal tax, FICA, and the state's flat income tax already taken out at 2026 rates.
How Pennsylvania paycheck tax works
Pennsylvania has a flat income tax rate of 3.07% for 2026, applied to gross compensation from the first dollar. There is no standard deduction, personal exemption, or allowance. Pennsylvania does not treat 401(k) or other retirement contributions as pre-tax; those deferrals are still subject to PA income tax.
Local tax can apply on top of the state's share. Pennsylvania localities levy an Earned Income Tax (EIT) and Local Services Tax (LST), and Philadelphia has a separate Wage Tax, all withheld in addition to the 3.07% state tax.
A few other items come out of the same check. Employees pay a mandatory unemployment (UC) contribution of 0.07% of total gross wages (uncapped) in 2026. This is withheld from pay but is not income tax.
The calculator annualizes your pay and applies Pennsylvania's 2026 flat-rate withholding on top of federal income tax and FICA. Treat the result as a close estimate; your employer may withhold from per-period tables that differ slightly. Local city, county, or school-district taxes aren't included in this figure.
Frequently asked questions
What is Pennsylvania's income tax rate?
Pennsylvania has a flat 3.07% income tax rate for 2026, applied to gross wages with no deductions or exemptions.
Does Pennsylvania tax 401(k) contributions?
Yes. Unlike federal rules, Pennsylvania taxes 401(k) and similar retirement deferrals as compensation, so they do not reduce your PA taxable wages.
Does Pennsylvania have local income taxes?
Yes. Local Earned Income Tax, a Local Services Tax, and the Philadelphia Wage Tax are withheld in addition to the 3.07% state tax.
What is the small extra deduction on my PA paycheck?
Pennsylvania withholds a 0.07% employee unemployment contribution on all gross wages; it funds unemployment and is not income tax.
Source: Pennsylvania Dept. of Revenue, Personal Income Tax rate (2026).