Maryland Paycheck Calculator
Estimate your Maryland take-home pay after federal, state, and FICA taxes.
What you take home in Maryland comes down to where your pay lands across the state's brackets. Maryland has a progressive state income tax from 2% up to 6.5%, and for 2026 added two new top brackets of 6.25% and 6.5% on high incomes.
Put your pay in below, hourly or salary, and you'll get your Maryland take-home pay with federal tax, FICA, and state withholding worked out on 2026 brackets.
How Maryland paycheck tax works
Maryland has a progressive state income tax from 2% up to 6.5%, and for 2026 added two new top brackets of 6.25% and 6.5% on high incomes. Every Maryland resident also owes a county income tax of 2.25% to 3.30% on the same income, set by county of residence; this is a large part of the real paycheck deduction. For 2026, Maryland uses a flat standard deduction of $3,400 for withholding (the old 15%-of-income method was eliminated) plus a $3,200 personal exemption, and withholding applies a 4.75% rate floor.
Local tax can apply on top of the state's share. Maryland county income tax of 2.25%-3.30% (by county of residence; 2.25% for nonresidents) is withheld on top of state tax. A state-only figure does not include it; add your county rate for an accurate result.
The calculator annualizes your pay, then runs Maryland's 2026 graduated withholding alongside federal income tax and FICA. It's a close estimate rather than an exact match: your actual paycheck can differ from your employer's payroll, which may use exact per-period tables. Local city, county, or school-district taxes aren't included in this figure.
Frequently asked questions
What is Maryland's income tax rate?
Maryland's state rate runs from 2% to 6.5% (with new 6.25% and 6.5% top brackets in 2026), and every county adds 2.25%-3.30% on top.
Why is my Maryland paycheck deduction higher than the state rate?
Because Maryland counties levy their own income tax of 2.25%-3.30% by county of residence, withheld in addition to state tax. A state-only figure understates the real deduction.
How are bonuses taxed in Maryland?
Maryland withholds bonuses at 6.5% state plus your county's rate, a combined 8.75% to 9.80% depending on county.
Did Maryland's income tax change in 2026?
Yes. Maryland switched to a flat standard deduction, added 6.25% and 6.5% top brackets, and set the supplemental rate to 6.5% plus county.
Source: Maryland Comptroller, 2026 Employer Withholding Guide.