Maryland Paycheck Calculator2026
Estimate your Maryland take-home pay after federal, state, and FICA taxes.
What you take home in Maryland comes down to where your pay lands across the state's brackets. Maryland has a progressive state income tax from 2% up to 6.5%, and for 2026 added two new top brackets of 6.25% and 6.5% on high incomes.
Put your pay in below, hourly or salary, and you'll get your Maryland take-home pay with federal tax, FICA, and state withholding worked out on 2026 brackets.
How Maryland paycheck tax works
Maryland has a progressive state income tax from 2% up to 6.5%, and for 2026 added two new top brackets of 6.25% and 6.5% on high incomes. Every Maryland resident also owes a county income tax of 2.25% to 3.30% on the same income, set by county of residence; this is a large part of the real paycheck deduction. For 2026, Maryland uses a flat standard deduction of $3,400 for withholding (the old 15%-of-income method was eliminated) plus a $3,200 personal exemption, and withholding applies a 4.75% rate floor.
Local tax can apply on top of the state's share. Maryland county income tax of 2.25%-3.30% (by county of residence; 2.25% for nonresidents) is withheld on top of state tax. A state-only figure does not include it; add your county rate for an accurate result.
The calculator annualizes your pay, then runs Maryland's 2026 graduated withholding alongside federal income tax and FICA. It's a close estimate rather than an exact match: your actual paycheck can differ from your employer's payroll, which may use exact per-period tables. Local city, county, or school-district taxes aren't included in this figure.
Maryland take-home pay examples (hourly and salary)
These figures assume a single filer with no pre-tax deductions at 2026 rates; the take-home dollar amount is the same whether you're paid hourly or salaried.
| Gross annual | Est. annual net | Est. monthly net | Effective tax rate |
|---|---|---|---|
| $40,000 | $32,582 | $2,715 | 18.5% |
| $50,000 | $40,142 | $3,345 | 19.7% |
| $60,000 | $47,702 | $3,975 | 20.5% |
| $75,000 | $58,192 | $4,849 | 22.4% |
| $100,000 | $74,592 | $6,216 | 25.4% |
Frequently asked questions
What is Maryland's income tax rate?
Maryland's state rate runs from 2% to 6.5% (with new 6.25% and 6.5% top brackets in 2026), and every county adds 2.25%-3.30% on top.
Why is my Maryland paycheck deduction higher than the state rate?
Because Maryland counties levy their own income tax of 2.25%-3.30% by county of residence, withheld in addition to state tax. A state-only figure understates the real deduction.
How are bonuses taxed in Maryland?
Maryland withholds bonuses at 6.5% state plus your county's rate, a combined 8.75% to 9.80% depending on county.
Did Maryland's income tax change in 2026?
Yes. Maryland switched to a flat standard deduction, added 6.25% and 6.5% top brackets, and set the supplemental rate to 6.5% plus county.
How much is $70,000 after taxes in Maryland?
In Maryland, $70,000 a year comes out to about $54,912 a year after federal, state, and FICA taxes for a single filer with no pre-tax deductions — about $2,111.99 per biweekly paycheck.
What percentage is taken out of a Maryland paycheck?
At $60,000 a year, about 20.5% comes out of a Maryland paycheck for federal, state, and FICA taxes combined (single filer, no pre-tax deductions). The exact percentage varies with your income and filing status.
Maryland neighboring states
Compare: Virginia, West Virginia, Pennsylvania, Delaware paycheck calculators.
Related calculators
Source: Maryland Comptroller, 2026 Employer Withholding Guide.
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